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– About NoRate.com

Why Pay Any Rates When You Could Have NO RATE!

Welcome to No Rate.com, where expertise meets innovation in the realm of credit card processing services. With over 16 years of industry experience, No Rate™ is at the forefront of revolutionizing merchant services.

At No Rate™, we specialize in providing comprehensive credit card processing solutions, including consulting, negotiation, and setting up new merchant accounts. Our unique offerings, such as dual-pricing and unlimited processing for a fixed monthly fee, set us apart from the competition. We take pride in being independent client advocates, ensuring that you pay absolutely 0% out of pocket rates, saving you up to 95% on merchant fees.

Robert Livingstone’s journey from a specialized payments auditor to the visionary founder of No Rate.com is rooted in the mission to level the playing field for small businesses. His unfiltered approach to sharing industry insights has earned him recognition in top-tier publications. With the No Rate™ program, Robert and his team are dedicated to delivering substantial savings to small and medium businesses nationwide. Let us help you keep 100% of your profits – click the button below to start your journey to reduced merchant services fees. We invite you to reach out to Robert and his team, and discover the unparalleled expertise and savings that No Rate™ can bring to your business.

Robert Livingstone

Owner and Founder of NoRate.com

Robert Livingstone has served as the Founder and Chief Executive Officer of Palm Beach Merchant Services Inc, the parent company of NoRate.com since 2009. Robert served as a specialized payments auditor for clients nationwide who were abused by large financial institutions and their associated credit card processing fees. The vision for his company was inspired by helping to level the playing field between small mom and pop businesses and the large payments providers. While many of his peers scoffed at this business model, Robert and his team found great success and scaled the company nationwide.

Robert has been featured for his industry expertise in outlets such Forbes, USA Today, Bloomberg, Yahoo! Finance and dozens of other industry publications. Due to the fact that Robert offers an unfiltered glimpse into the word of payment processing without holding back any information, he is often sought out as a source of truth in an industry rampant with misinformation.

Over time, clients from across the country asked if there were any options to reduce credit card acceptance costs even further. After conducting thorough research, Robert crafted the NoRate program to offer the greatest savings to small and medium businesses, often resulting in savings of $2k+ per month in fees.

We hope your company will reach out to Robert and his team to start your savings below.

16+ Years Industry Experience

Featured for Expertise

Original Certified Payments Professional (CPP)

Independent Client Advocate

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