Save up to 95% on processing fees with 0% out-of-pocket rates FAST!

Savings Calculator
Find Out How Much You'll Save Below:
Stop Paying Processing Rates with NoRate™
NoRate™ Program
You’ll save up to 95% on your credit card processing costs and keep more of what you earn. Perfect for cost-conscious businesses looking to maximize savings.
Tried-and-True Processing Solutions
Traditional Programs
Our traditional programs offer the familiar structure of credit card processing with competitive rates and fees. Get dependable service with no surprises, tailored for businesses that value simplicity and transparency.
Provide Your Customers with Options
Consumer/Patient Financing
Increase your market to more customers of all credit types and stop losing sales due lack of cash or card limit.
Need money for expansion, inventory, equipment or something else?
Business Loans & Capital
Get the funds you need to grow your business. Whether it’s for expansion, inventory, equipment, or other expenses, our business loans and capital solutions provide fast and flexible financing to keep you moving forward.
NoRate™ Card Acceptance Methods
Saving up to 95% of your credit card processing in 48 hours is easy. We’ll even do the heavy lifting for you.
How it Works
Fill out your details
So we can understand your business goals & see if you qualify for the NoRate™ program.
Review Your Situation
We’ll book a call to discuss your needs and find the best hardware/platform for you.
We’ll Get You Set Up
We’ll have your hardware and/or platform access to you within couple of days.
Start Saving Money
Start saving right away, keep more of your profit or invest it in your business.
See What Our Clients Say
We love to hear what our clients have to say about their time with us! So feel free to leave
us some feedback if you have worked with us in the past and love our work as much as we do.
What is the NoRate™ Secret?
Pay Absolutely 0% Out of Pocket Rates
We’re always asked exactly how we’re able to save clients so much money on their credit card processing fees with the cheapest credit card processing options in the industry.
NoRate™ is run by credit card processing industry veterans in Zero Fee Cash Discount, Dual Pricing, Surcharging, and Traditional Merchant Services.
Save Up to 95% On Merchant Fees
We have access to all of the different programs. Our specialty is in merchant account fee consulting. We’re not salespeople. Our mission is to help you keep 100% of your profits.
Let’s reduce your merchant services fees as soon as possible. Click the button below to begin the process.
NoRate™ is a Proud Member of:
Why Choose Us?
$0 Application Fee
Really, no charge to start service with us.
$0 Early Termination Fee
Stay with us because you want to keep using our amazing services, not because we penalize you to leave. Our agreements are month to month without any early termination fee.
Education and Transparency
We will dive deep into your business to find the best solutions for your needs. We’ll walk you through our logic and always give you multiple options to choose from to make you 100% comfortable.
Ethics and Experience
The payments world is a dirty business without any licensure or certifications. We didn’t just pop up yesterday. Our parent company, Palm Beach Merchant Services, has been in business since 2009 and works mostly by referral.
Faster Collections
We want you to get paid easier and faster. Upgrade your capabilities to payments to keep your receivables at a minimum.
Full Access To The Marketplace
We don’t work for any credit card processors. We have access to all major processing networks including Elavon, EPX, Fiserv, Global/TSYS, Vantiv/WorldPay.
Happy Client Priority
We want our clients to be happy. If you are not happy with your platform or pricing model, we’ll be happy to make the changes necessary to meet your needs.
Increase Sales
We also want to help drive more sales for your business. By offering consumer financing or pay-over-time options, you’ll increase sales and conversions.
Multiple Layers of Support
You’ll receive a dedicated account manager from NoRate™ as well as direct 24/7 tech support. Whether you have a specific question about your processing setup or a tech emergency, we have you covered.
Next Business Day Funding
Get your money asap. Don’t wait multiple days to get paid when accepting credit cards.
No Garbage Fees
Credit card processors love to make up additional rates and fees. We don’t tack on any junk fees. You’ll know exactly what you are paying for.
Onboarding Support
We make sure that your transition is as seamless as possible when you change to a new platform, hardware or gateway.
Reviews From Happy Clients
There is a reason that we have a 5.0 star rating on Google with over 100 reviews. We strive to make our clients happy.
Security
We make sure that you are accepting payments in the most secure manner to protect your clients and your business.
Small Business, Big Reach
We are a small business just like yours. Whether your company is located near our offices or across the country, we’ll make you feel like part of our family.
Technology
We are constantly scouring the marketplace for the best and most secure technology. Don’t accept payments with outdated hardware or platforms that will fail you at the worst times.