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Dual Pricing, Cash Discount and Surcharge.

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    Aren’t All Of These Programs All The Same?

    Companies across the United States are looking for the best and cheapest merchant account program to suit their business needs. Each day they are bombarded by representatives promising the lowest credit card processing rates, but it’s hard to know which is the lowest merchant rate program to choose.

    At NoRate we offer each of the 3 options for the best merchant account rate. We have no preference, but we are happy to abide by whichever program our clients feel is best for their operation.

    Cash Discount

    Cash Discount merchant programs are becoming increasingly popular. Essentially, the merchant account has the business add on an additional percentage to credit card transactions whenever one is presented at the point of sale. Cash discount programs are allowed in all 50 states.

    Dual Pricing Models

    Dual Pricing Models follow the old gas station credit card processing setup where you have cash prices and card prices for each item. Many stores even have merchandise with 2 price labels including a credit card price and a cash discount price. Some point of sale systems even recognize each individual item’s cash and credit price and will adjust accordingly based on payment time at the register. Dual pricing is allowed

    Surcharging

    Surcharging is the registered program offered by the card associations to allow for a markup on credit card transactions, but not allowable for debit cards due to their lower overall cost of acceptance. Surcharging is currently the least popular of the cheap or virtually free credit card processing programs for merchant accounts because surcharging ends up with lower fees, but not close to 0%. Surcharging is also not legal in every state so please check with us to see if your state is on the list.

    What Are The Benefits of NoRate 0% Out of Pocket Merchant Accounts?

    • Your out-of-pocket processing rates will vanish
    • Your clients aren’t forced to pay extra.
    • Why would you consider a new provider when your merchant account is virtually free?
    • They can even pay with cash to receive a discount.
    • Switching is easy.
    • You’ll be able to increase your profits or reinvest in your business to the tune of hundreds, thousands or tens of thousands of dollars each month.
    • Get up and running in as little as 48 hours with a fully-programmed setup and appropriate signage.
    • It will be your last merchant account.

    What is the NoRate™ Secret?

    Pay Absolutely 0% Out of Pocket Rates

    We’re always asked exactly how we’re able to save clients so much money on their credit card processing fees with the cheapest credit card processing options in the industry.

    NoRate™ is run by credit card processing industry veterans in Zero Fee Cash Discount, Dual Pricing, Surcharging, and Traditional Merchant Services.

    Save Up to 95% On Merchant Fees

    We have access to all of the different programs. Our specialty is in merchant account fee consulting. We’re not salespeople. Our mission is to help you keep 100% of your profits.

    Let’s reduce your merchant services fees as soon as possible. Click the button below to begin the process.

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